Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Encore Careers: Push Your Boundaries Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.